Resource Directory Results
How to Print your Search Results
To Print a Single Resource – Click the “Print Resource” link within the resource listing to view a printer-friendly page. When the page opens, right-click within the page and select “Print”.
To Print Multiple Resources – First, select specific resources for your list by checking the “Add to List” box next to each resource. Or, to print all the resources shown on the page, check the “Add All To Print List” box. Next, click “Print List” to generate a printer-friendly PDF document. You can then print the document or save it to your computer.
NOTE: Remember to print your list before you leave this page. Checked items will be lost if you leave this page.
Lesson 04: Medicare Premiums and Deductibles
How Much Does Part A Cost?
Most people don`t pay a Part A premium because they paid Medicare taxes while working. This is called "premium-free Part A."
If you aren`t eligible for premium-free Part A, you may be able to buy Part A if you meet one of these conditions:
- You`re 65 or older, you`re entitled to (or enrolling in) Part B, and you meet the citizenship or residency requirements.
- You`re under 65, disabled, and your premium-free Part A coverage ended because you returned to work. (If you`re under 65 and disabled, you can continue to get premium-free Part A for up to 8.5 years after you return to work.)
In most cases, if you choose to buy Part A, you must also have Part B and pay monthly premiums for both. If you have limited income and resources, your state may help you pay for Part A and/or Part B.
Click here for more information about Part A.
How Much Does Part B Cost?
If you have Part B, you pay a Part B premium each month. Most people will pay the standard premium amount. Social Security will contact some people who have to pay more depending on their income. If you don`t sign up for Part B when you are first eligible, you may have to pay a late enrollment penalty.
Click here for more information about Part B.
How Much Does a Medicare Advantage Plan Cost?
In addition to your Part B premium, you usually pay one monthly premium for the services included. Each Medicare Advantage Plan can charge different out of-pocket costs. Your out-of-pocket costs in a Medicare Advantage Plan depend on:
- Whether the plan charges a monthly premium.
- Whether the plan pays any of your monthly Part B premium.
- Whether the plan has a yearly deductible or any additional deductibles.
- How much you pay for each visit or service (copayments or coinsurance).
- The type of health care services you need and how often you get them.
- Whether you follow the plan`s rules, like using network providers.
- Whether you need extra benefits and if the plan charges for them.
- The plan`s yearly limit on your out-of-pocket costs for all medical services.
Click here for more information about Part C.
What You Pay for Medicare Drug Coverage
You`ll make these payments throughout the year in a Medicare drug plan:
- Monthly premium
- Yearly deductible
- Copayments or coinsurance
- Costs in the coverage gap
- Costs if you get Extra Help
- Costs if you pay a Late Enrollment Penalty
Your actual drug plan costs will vary depending on:
- The prescriptions you use and whether your plan covers them
- The plan you choose
- Whether you go to a pharmacy in your plan`s network
- Whether your drugs are on your plan`s formulary
- Whether you get Extra Help paying your Part D costs
Look for specific Medicare drug plan costs, and then call the plans you`re interested in to get more details.