AARP Services include: Driver Safety, Grandparent Information Center, Grief and Loss, Tax Aide Program and Insurance

Driver Safety Program

Cars have changed. So have traffic rules, driving conditions, and the roads we drive on every day. Brush up on your driving skills to stay safe!  Call 888-687-2277 for information about driver safety program in our area.

Follow the prompts and be ready to give your 5-digit postal zip code. A local volunteer will call you back within 3-5 business days to help you locate the course nearest you.  Or, visit the Web site for more information and resources, including safety tips, advice on when to curtail or stop driving, and the latest vehicle safety features.

Caregiving Resource Center

Connect with other caregivers, get information on developing a care plan and a care team, find care providers and connect with community resources.  Click here to visit AARP's Caregiving Resource Center.

Grandparents Information Center

AARP's Friends and Family Web site is full of information grandparents will be interested in - whether they are their grandchild's full-time caregiver or a part-time babysitter.

• GrandFacts: National and state fact sheets listing services, programs, benefits, laws and policies for grandparents raising children.

• GrandFamilies Guide: Information, tips and tools for grandparents raising grandchildren.

• AARP Foundation GrandCare Support Locator: The GrandCare Support Locator is a service of the AARP Foundation. It connects grandparents with national, state and local groups, programs, resources and services that support grandparents or other relative caregivers as well as grandparents facing visitation issues.

• Join an online support group for grandparents raising grandchildren.

AARP Ohio

http://www.aarp.org/states/oh/
866-389-5653
ohaarp@aarp.org

Other helpful resources:

Grief and Loss: tips, resources and advice on how to cope during this difficult part of life.

Tax Aide Program:  the nation's largest free, volunteer-run tax preparation and assistance service.

Insurance: Information and resources on topics from long-term care insurance to health insurance and Medicare.

Internet safety: Information and resources on internet safety

The combination of an informed consumer and a qualified attorney produces the best legal results for the clients. ElderLawAnswers supports seniors, their families and their attorneys in achieving their goals by providing the following services:

• The best information on the Internet about crucial legal issues facing seniors.
• A network of highly qualified elder law attorneys nationwide.
• Online practice tools for elder law attorneys.

ElderLawAnswers information is designed to be thorough, up-to-date and easy to understand. The attorneys in the network have demonstrated a commitment to the field of elder law. And they benefit from the experience and expertise of their peers through our Internet-based practice tools.
 

Medicare.gov has all of the information and tools you need for questions or help with Medicare. You can:

• enroll in Medicare online
• compare and enroll in Medicare health or prescription plans
• find and compare doctors
• check to see if a test or service is covered by Medicare
• chat with a Medicare representative
• research and compare nursing homes and home health agencies
• get extra help with medical and prescription drug costs
• get a new Medicare card

Medicare Nursing Home Compare

Use the site to obtain a free copy of A Guide to Choosing a Nursing Home.You can search the site to obtain and compare nursing home information from all parts of the country, including their performance at their last Medicare state survey.

Medicare Plan Finder

Not all Medicare Advantage Plans work the same way, so before you join, take the time to find and compare Medicare Health Plans in your area.  

Use Medicare's Plan Finder to find and compare Medicare Advantage (Part C) plans available in your area.  Have the enrollee's zip code ready.

You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Part A and Part B deductibles, coinsurance, and copayments if you meet certain conditions.

Medicare Savings Programs

There are four kinds of Medicare Savings Programs

1. Qualified Medicare Beneficiary (QMB) Program
2. Specified Low-Income Medicare Beneficiary (SLMB) Program
   If you have income from working, you may qualify for SLMB benefits even if your income is higher than these limits.
3. Qualified Individual (QI) Program
   You must apply every year for QI benefits. QI applications are granted on a first-come, first-served basis, with priority given to people who got QI benefits the previous year. (You can't get QI benefits if you qualify for Medicaid).
4. Qualified Disabled and Working Individuals (QDWI) Program
   The QDWI program helps pay the Part A premium. You may qualify if any of the following apply to you:

Are a working disabled person under 65
Lost your premium-free Medicare Part A when you went back to work
Aren't getting medical assistance from your state
Meet the income and resource limits required by your state

How to Apply for Medicare Savings Programs

Many people do not know or understand if they qualify for Medicare Savings Programs.  Council on Aging can help.  Call us at 513-721-1025 for help in determining your eligibility. 

If you qualify for a Medicare Savings Program in your state, you automatically qualify to get Extra Help paying for Medicare prescription drug coverage.

The National Academy of Elder Law Attorneys, Inc. (NAELA) is a professional association of over 4,200 attorneys who are dedicated to improving the quality of legal services provided to seniors and people with special needs. NAELA members assist their clients with public benefits, probate and estate planning, guardianship/conservatorship, and health and long-term care planning, among other important issues.

*Please note NAELA`s office staff CANNOT assist the public with their legal needs. Please seek the advice of a professional and go to NAELA`s member directory for advice.

The mission of the NAIC is to assist state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner, consistent with the wishes of its members:

Protect the public interest;

Promote competitive markets;

Facilitate the fair and equitable treatment of insurance consumers;

Promote the reliability, solvency and financial solidity of insurance institutions; and

Support and improve state regulation of insurance.

Ohio long-term care insurance companies can now offer policies that qualify under the state`s Long-term care Partnership Insurance Program. Partnership insurance offers a way for people to buy long-term care insurance, receive policy benefits and protect a matching amount of assets if they need to apply for Medicaid. With any insurance policy, it is important for the consumer to choose the type of coverage that fits their needs. Only you can decide if Long-term Care insurance is right for you. Your decision should depend on personal health and wealth matters. (Source: Ohio Department of Insurance)

The Ohio Department of Insurance`s Long-term Care Partnership Web site provides more information about the partnership program, as well as fact sheets and other resources, frequently asked questions about long-term care and help in finding an agent.