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Housing
Whether you need help with a home repair, rental or utility assistance, or finding a home to suit your particular health needs, COA's housing resources and information can help. Explore the topics on the left to get started.
Beacon Tower Apartments
Cincinnati Ohio 45230
Description:
Discover your new place at Beacon Tower in Cincinnati, OH. The 1839 Beacon St location in the Mount Washington neighborhood of Cincinnati has much to offer its residents. From pricing to features, the professional leasing staff is available to help you find your new place. Stop looking and get moving. Contact or stop by Beacon Tower to learn more about our community!
- onsite landury
- off street parking
- handicapped accessible
Please contact Becon Towers at (513) 203-6281
Butler County United Way
Hamilton 45011
Description:
A toll-free* call to 2-1-1 or 855-405-7629 connects you to a community resource specialist in your area who can put you in touch with local organizations that provide critical services that can improve and save lives. Services are available Monday through Friday from 9:00 AM - 4:00 PM.
Butler Metropolitan Housing Authority
Hamilton OH 45011
Description:
Butler Metropolitan Housing Authority (BMHA)
Butler Metropolitan Housing Authority (BMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and /or operating affordable housing according to rules established by the state and HUD. As a public housing authority BMHA is established under state law and is eligible to develop and operate public housing.
Public housing made available through BMHA provides affordable shelter for low income families either citizens or eligible immigrants. BMHA Public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.
BMHA also administers the tenant-based Section 8 program currently known as the Housing Choice Voucher Program. Section 8 vouchers helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.
BMHA Public Housing Program
The Butler Metropolitan Housing Authority owns and maintains apartments within the cities of Hamilton and Middletown. The units range in size from efficiencies to two bedrooms in their high rise communities and two to five bedrooms in their family communities. BMHA also has handicapped accessible units in varying sizes as well as single family homes scattered through out both cities.
The application process typically takes about 3 to 4 weeks.
The applicant is contacted when BMHA has a unit available to schedule an offering appointment, the applicant can accept or refuse the unit. If the applicant accepts the unit then an appointment is made to view the unit with a BMHA inspector. Then another appointment is made to come in and rent the unit, if the applicant in fact chooses to rent the unit.
Any missed appointment is automatically counted as a refusal, which means that the applicant is dropped to the bottom of the waiting list
Rent is calculated based upon the income of the house hold and cannot exceed 30% of the adjusted gross income. Utilities are provided in some units and utility allowances are provided elsewhere.
All applicants must wait 1 year before reapplying if they were evicted and/or abandoned their BMHA unit.
All applicants currently on parole or probation for any crime are denied housing.
BMHA enforces defined criminal related housing denials some which result in a 5 year wait, a 10 year wait or a denial for life.
BMHA receives funding from the US Department of Housing and Urban Development to maintain and administer the Public Housing Program.
BMHA Housing Choice Voucher Program
Funded by HUD, and formerly known as Section 8, the Housing Choice Voucher Program helps very low income individuals/families rent safe and decent housing on the open market. Individuals/Families find their own housing and pay a portion (not more than 40%) of their own adjust income toward the rent.
The Housing Choice Voucher Program assistance makes up the difference between the Individual /family's contribution and the actual cost of the unit.
Individuals/families can take full advantage of the wide range of housing available choosing the housing that best meets their needs. Individuals and families can take their subsidies with them should they move. This feature allows low income individuals/families the opportunity to move into healthy, safe and economically stable neighborhoods and to move closer to family and friends.
Waiting List
Typically a waiting list exists for this program. BMHA provides public notice when the waiting list is open, or applicants can contact BMHA at any time to obtain current information about the Housing Choice Voucher Waiting list.
Voucher Allocation
BMHA Housing Choice Voucher Allocation is 996
Other Types of Housing Voucher Availability:
Non Elderly Disabled Vouchers: BMHA was just recently granted 100 non elderly disable vouchers there intent is to provide these vouchers to those applicants already on their current waiting list.
Tenant Protection Vouchers: BMHA currently has six (6) tenant protection vouchers which are all filled.
BMHA Senior Adult Housing
BMHA does not have housing units specifically designated for senior adults rather interested parties are provided with a listing of available housing in their Hamilton or Middletown locations that are deemed more senior adult oriented because of the units size, typically one bedrooms unit as well as units that are considered handicapped accessible.
BMHA does not have a Home Ownership Program.
CARF International
Washington DC 20036
Description:
Helps consumers identify high-quality providers. Provides information and a listing of CCRC standards and communities.
Cincinnati Metropolitan Housing Authority
Cincinnati 45214
Description:
(CMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.
CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. CMHA's public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.
CMHA also administers the tenant-based Section 8 program known also as the Housing Choice Voucher Program. This section 8 voucher program helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.
Public Housing Leasing Office
1635 Western Ave.
Cincinnati, Ohio 45214
Phone Number: 513 421-CMHA (2642)
Housing Choice Voucher
Cincinnati Metropolitan Housing Authority
16 West Central Parkway
Cincinnati, Ohio 45202
Phone Number 513 977-5800
Hamilton County Subsidized Housing Information
CMHA Senior Housing Options
Baldwin Grove
11111 Springfield Pike, Cincinnati Ohio 45246
CMHA opened its newest senior community in 2007 with the goal of providing new affordable apartments to senior adult residents in the northern part of Hamilton County. About half of the apartments are categorized as public housing. The remaining apartments are either subsidized through site based vouchers or tax credits. . Residents still only pay 30% percent of their adjusted gross monthly income for rent, plus making this new community very affordable for seniors living on fixed income.
Other CMHA Senior Communities
- Riverview, O'Byanville Community, 2538 Hackberry Street
- Park Eden, Cincinnati Community, 2610 Park Avenue
- The President, Avondale Community, 784 Greenwood Avenue
- The Redding, Avondale Community, 3700 Reading Road
- The Evanston, Cincinnati Community, 1820 Rutland Ave
- Maple Tower, Cincinnati Community, 601 Maple Avenue
- San Marco, Walnut Hills Community, 1601 Madison Road
- Pinecrest, Price Hill Community, 3951 West 8th Street
- The Beechwood, Avondale Community, 330 Forest Avenue
- Stanley Row Towers, Downtown Cincinnati Community, 1609 Linn Street
Handicapped Accessible Housing
Handicapped accessible housing may be available within CMHA designated senior housing communities.
Additional handicapped-accessible housing is available in CMHA apartments, townhomes and other multi family homes including but not limited to;
- Findlater Gardens, Winton Hills Community 595 Strand Lane
- Winton Terrace, Winton Hills Community, 4848 Winneste Avenue
- Liberty Apartments, West End Community
CMHA Public Housing Program
- CMHA is reportedly the 17th largest housing authority in the United States.
- CMHA owns and manages a portfolio of properties. CMHA has the responsibility of maintaining the properties, screening residents for eligibility and oversees lease enforcement
- CMHA operates throughout Hamilton County:
-
- 12 High Rise Buildingg
- 3 large Family Communities in Winton Hills (Winton Terrace and Findlater Gardens) and South Cumminsville (Millvale)
- Numerous Small Family Communities
- Many Single Family Homes
- With CMHA a resident typically pays no more than 30% of their adjusted gross income in rent.
- Social Workers are available to help any CMHA housing resident in need. CMHA Social Workers are available to refer residents to local social service agencies for various types of support
- CMHA provides housekeeping classes and assistance.
- The Tri-Health Senior Link Program is located at Park Eden, and offers on site health and day care programs for seniors. The program is open to all CMHA residents, as well as other seniors living in the Walnut Hills area.
Applications for public housing are accepted at the CMHA leasing office at 1635 Western Avenue.
CMHA Public Housing Eligibility Requirements
Public housing is limited to income qualified families and individuals CMHA uses income limits developed by HUD. The income limits for CMHA are available on their web site at www.cintimha.com.
First Preference is given to:
- Head or Co-Head of Household employed full time (avg. 30 hours/week) and has been continuously employed for at least 12 months
- Elderly and Disabled families, regardless of employment status
- Head or Co Head of Household continuously employed full time (avg. at least 30 hours/week) for at least six months
CMHA applies the working Family Preference to both new admissions and current residents seeking an Incentive Transfer.
CMHA reviews rental history for at least the past 3 years. All previous subsidized landlords are reportedly reviewed.
CMHA also reviews all criminal activity for at least the past 3 years.
How Long Can a Resident Remain in Public Housing?
- In general as long as they comply with the lease
- As long as their family income is not sufficient to obtain housing on the private market
How is Rent Determined?
Rent which is referred to as the Total Tenant Payment (TTP) in this program would be based on the family's anticipated gross annual less deductions, if any
HUD regulations allow CMHA to exclude the following allowances from annual income:
- $480 for each dependent
- $400 for any elderly family, or a person with a disability
- Some medical deductions for families headed by an elderly person or a person with disabilities.
A CMHA representative determines if any of the allowable deductions should be subtracted from the applicant's annual income
Annual Income is the anticipated total income from all sources received from the:
- Family Head
- Spouse
- Each member of the family 19 years of age or older
Clermont Metropolitan Housing Authority
Batavia 45103
Description:
Clermont Metropolitan Housing Authority (CMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.
CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. CMHA’public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.
CMHA also administers the tenant-based Section 8 program known also as the Housing Choice Voucher Program. This section 8 voucher program helps very low income individuals and families rent safe and decent housing on the open market. This program pays the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.
CMHA Public Housing Program
CMHA reportedly has 218 projects based assisted housing units which it owns and maintains of which, 82 of such units have been designated for the elderly and disable.
CMHA Senior Housing Options
CMHA has two complexes in which they own and operated that are designated for senior adults these complexes are:
- Bethel Woods in Bethany Ohio
- Luewellan Court in Felicity Ohio
There are a reported total of 13 complexes in Clermont County providing senior housing
CMHA Housing Choice Voucher Program
This is a tenant-based Section 8 program. In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.
A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.
Where to Apply
On line at www.clermontmha.org or in person at CMHA.
Waiting List
Interested applicants can contact CMHA to check the current status of the waiting list at any time.
When the waiting list is open county residences are notified of such through various means of public notice such as advertisements in local /regional newspapers including the Community Journal and Clermont Sun. Additionally, pubic and community agencies are also provided notice when the Housing Choice Voucher waiting list is open.
Voucher Allocation
Clermont County reportedly receives an allocation of 890 vouchers.
Non Elderly Disable Voucher/ or Other Types of Housing Vouchers Available through CMHA:
Of the reported 890 vouchers allotted to Clermont County 75 are designated as “Mainstream†and are specifically available for individuals with ongoing physical or mental disabilities.
No other types of housing vouchers are reportedly available through the CMHA.
Homeownership Programs
Clermont Metropolitan Housing Authority does not administer any home ownership programs.
Clinton County Community Action Program
Wilmington OH 45177
Description:
Clinton County Community Action Program is a contracted service provider for Council on Aging offering the following services:
- home-delivered meals
- independent living assistance
- medical transportation
- homemaking
- congregate meals
- recreation
- supportive services,
- transportation
Food Pantry
The Community Action Food Pantry is a free service to help families/individuals that are struggling to put food on the table. The service provides applicants with a three day supply of food including, meats, vegetables, and fruits. Each household is eligible one time per month for this service and must be a resident of Clinton County.
Here are the Items needed to apply:
- Picture ID
- Proof of income for the entire household
- Proof of address (something that has been mailed to you within the last 30 days that has your name and address on it, ie. current bill.)
Clients must bring these three items every time they apply for the service.
Congregate Meal Information
Congregate Meals are provided at the Wilmington Senior Center located at 717 N. Nelson Road. Meals are offered Monday thru Friday at 11:30 am. Please call 937-382-7170 for more information.
Weatherization
Weatherization is a free service to those who qualify. It is a program designed to make homes more energy efficient. The goal is to create an energy efficient environment that not only is conserving energy, but doing so with health and safety being top priority.
HEAP
A household applying for HEAP must report total gross household income for the past 12 months for all members, except wage or salary income earned by dependent minors under 18 years old. Both homeowners and renters are eligible for assistance.
For more information on Heating Assistance please call Debbie Schalk at 937-382-1234.
Housing
The Clinton Community Action Agency (CCAA) helps to ensure individuals/families are given the opportunity to live in affordable housing. Since 1995 CCAA has been involved in building housing designed to help lower income individuals/families have affordable places to live. Such housing is geared toward people who do not make enough money for market rate rent but make too much for subsidized housing.
Senior Housing
Senior Housing is available in three different complexes.
- Community Commons
Is off of Nelson Ave in Wilmington and has two and three bedrooms for seniors age 62 and older. - Clinton Commons I
Is off Thorne Avenue in Wilmington and has all three bedrooms units for seniors age 55 and older - Clinton Commons II
Is also off Nunn Ave in Wilmington all of which are two bedroom units for senior adults age 55 and older
Rent includes water, trash and sewage and washer /dryer hook ups are available in every unit.
For more information contact Clinton County Community Action Agency at (937)-382-8886.
Clinton Metropolitan Housing Authority
Wilmington OH 45177
Description:
Clinton Metropolitan Housing Authority (CHMA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. CMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.
CMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. CMHA public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.
Clinton Metropolitan Housing Authority: reports however that as a public entity CMHA currently does not own or maintain any public housing units .This Metropolitan Housing Authority reports it sold its properties to the Clinton County Community Action Agency several years ago.
CMHA however does administer the tenant-based Section 8 program currently known as the Housing Choice Voucher Program. This section 8 voucher helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the qualified person and is not tied to a facility. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.
The CMHA Housing Choice Voucher Program
Clinton Metropolitan Housing Authority administers the Housing Choice Voucher program in Clinton County. Clinton County receives an allocation of 293 Housing Choice Vouchers.
This is a tenant-based Section 8 program. In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.
A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.
The CMHA Tenant Based Rental Assistance Program
The Tenant Based Rental Assistance Program (TBRA) provides rent and security deposit assistance. Recipients are enrolled in TBRA and then go on to be enrolled in the Housing Choice Voucher Program. The TBRA assisted approximately 20 to 25 individuals/families. The program is county funded and comes through the county commissioners office.
Coalition on Homelessness and Housing in Ohio
Columbus 43215
Description:
COHHIO has provided voice for the underrepresented for more than 30 years, originating as the Ohio Housing Coalition (formed in 1974), then merging in 1994 with the Ohio Coalition for the Homeless (formed in 1984). With a mission of ending homelessness and promoting affordable housing, COHHIO is involved in a range of housing assistance services in Ohio, including homeless prevention, emergency shelters, transitional housing and permanent affordable housing with linkages to supportive services. COHHIO assists hundreds of housing organizations and homeless service providers in Ohio through public policy advocacy, training and technical assistance, research and public education.
To find more information visit the COHHIO blog. Tenants, landlords, stakeholders and service providers can use this site in 3 ways:
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When COHHIO staff are providing in person training, the training materials will be posted here.
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You can page thru the site to find information about rental rights and fair housing laws for tenants in Ohio
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You can send questions or be notified about new additions to the site by contacting COHHIO at rentinfo@cohhio.org
Council on Aging Housing Database
Description:
Use our Housing Search to find housing options in your community that meet your specific needs. Our housing search includes Butler, Clermont, Clinton, Hamilton and Warren counties in southwestern Ohio. If you are looking for housing outside of this area, try the Ohio Housing Locator.
Earl J Maag Apartments
Morrow OH 45152
Description:
Warren County Community Services provides congregate services at this location
Fair Housing Accessibility FIRST
Description:
Fair Housing Accessibility FIRST is a new initiative sponsored by the U.S. Department of Housing and Urban Development (HUD) designed to promote compliance with the Fair Housing Act design and construction requirements. Call the number or use the Web site for fair housing instruction, resources, support, and technical guidance
Fair Housing Act
Washington D.C. 20530
Description:
The Fair Housing Act, as amended in 1988, prohibits housing discrimination on the basis of race, color, religion, sex, disability, familial status, and national origin. Its coverage includes private housing, housing that receives federal financial assistance, and state and local government housing. It is unlawful to discriminate in any aspect of selling or renting housing or to deny a dwelling to a buyer or renter because of the disability of that individual, an individual associated with the buyer or renter, or an individual who intends to live in the residence.
The Fair Housing Act requires owners of housing facilities to make reasonable exceptions in their policies and operations to afford people with disabilities equal housing opportunities. Complaints of Fair Housing Act violation may be filed with the U.S. Department of Housing and Urban Development.
Fair Housing Cincinnati Regional Office
Cincinnati OH 45203
Description:
Gary's Home of Helping Hands 1 & 2 LLC
Cincinnati Ohio 45237
Description:
Independent living facility located in Bond Hill. Medicaid and Medicare accepted. Facility has access to meals, nursing care, social activities and transportation.
Graceworks
Dayton Ohio 45459
Description:
At Graceworks Lutheran Services, everything they do is based on the principles of servant leadership, and building community. They believe individuals thrive when they live interdependently with others in communities dedicated to upholding personal dignity and fostering wholeness.
They serve people of all faiths through a variety of programs such as assisted living for seniors and persons with disabilities, senior residential communities, companionship services, and community outreach.
H.O.M.E. (Housing Opportunities Made Equal)
Cincinnati OH 45202
Description:
H.O.M.E. is an independent, non-profit organization that works to promote freedom of choice in housing. It also provides counseling and specific housing services to individuals who encounter discrimination in their search for housing.
HUD Glossary of Terms and Other Housing Definitions
Description:
HUD Glossary of Terms and Other Housing Definitions
Aging in Place: A term used to describe elderly residents who have lived in their homes or apartments for years who often require more supportive services than when they moved in.
AAHSA: The American Association of Homes and Services for the Aging: the national association for non profit aging service providers. AAHSA currently represents over 5,000 not for profit facilities providing elderly housing and other living arrangements for the elderly. Seventy-five percent of AAHSA member facilities are affiliated with religious organizations. Most of the AAHSA'ss not for profit sponsors of elderly housing are involved in various federal housing programs.
ADA: The Americans with Disabilities Act (ADA) says no individual shall be discriminated against on the basis of disability in the full and equal enjoyment of the goods, services, facilities, privileges, advantages and accommodations of any place of public accommodation.
Assisted Housing: Refers to a stock of privately owned and/or operated housing projects. Most assisted housing for the elderly falls under the following programs: Section 202, Section221 (d) 3, Section236, Section 231 or Section 232
The term Assisted refers to the portfolio of HUD facilities having either FHA-mortgage insurance, or a federal mortgage interest subsidy helps to keep rents affordable to low-or very-low income persons, The projects receive project-based rental assistance.
Assisted Living Conversion Program: Refers to Section 202 owners interested in converting facilities or portions of facilities (no less than 5 units) to licensed assisted living. The grant would cover facility modification and upgrades, including the creation of an office, common areas and/or dining/kitchen facilities needed to operate the program, but the services component must be paid for by other (non-HUD) funds.
At-Risk Elderly Person: In accordance with HUD regulations this is an individual 62 years of age or older who is unable to perform one or two ADLs.
Capital Advance: Created in 1990 a HUD program that assist private, nonprofit corporations to finance the acquisition, construction or rehabilitation of housing for the elderly (Section 202/Prac) or disable (Section811/PRAC). It has a 40 year term and does not have to be paid back, provided the project continues to serve the low-income population for which it was initially intended.
Certification also "Recertification": The documentation and verification process required of HUD managers in order to determine initial income and eligibility during the application process. The initial certification is used for applicants/new tenants to establish the amount of Rental Assistance Subsidy which the applicant or tenant is eligible to receive. Recertification is required at least once each year. Residents receiving federal rental assistance usually pay 30 percent of their annual adjusted income, and the rental assistance payment (i.e. section 8 or PRAC) makes up the difference between the resident payment and the unit rent level.
Congregate Housing: Apartments or cottages in which residents pay a monthly fee that included rent, utilities, one to three congregate meals daily and including one or more of housekeeping/chore services, 24-hour emergency response, and essential transportation. Personal care services are individually contracted between residents and private vendors.
Congregate Housing Services Program: Began in 1981,CHSP is a program designed to provide meals, expanded services and funding for retrofit and certain modernization activities in housing projects for the frail elderly and non-elderly disabled. Congress renews CHSP existing grantees annually. New competitive grants have not been funded since 1995.
Disabled Family: A family whose head, spouse, or sole member is a person with disabilities; or two or more persons with disabilities living together, or one or more persons with disabilities living with one or more live-in aides.
Elderly Person: In accordance with HUD regulations this is a person who is at least 62 years of age.
Elderly Family: A family whose head,spouse,or sole member is a person who is at least 62 years of age; or two or more persons who are at least 62 years of age living together; or one or more persons who are at least 62 years of age living with one or more live in aids.
Elderly Housing: Elderly Housing is a loose term indicating intended target group, for which the sponsor developed the housing. The needs and concerns for elderly housing programs are often distinguishable from those impacting family housing. Elderly housing programs however, need to be distinguished from within multifamily housing as having a unique position in long term care concerning Medicare and Medicaid.
Enhanced Vouchers: As some for profit owners began to opt-out of the Section 8 program, congress authorized enhanced vouchers for residents currently residing in formerly assisted (section 8 project-based) properties. This was done to prevent forced displacement of residents for whom often times the rent would be beyond the tenant's means when the property was converted to market rate. So at Opt Out, qualified low income residents are issued tenant based vouchers. If they elect to remain at their current location, enhanced vouchers are issued to make up the difference between previously subsidized and new market rent levels. If the resident elects to leave the property, the voucher reverts to the normal payment standard for the area.
Fair Housing Act and Fair Housing Amendments (FHAA): Legislation first enacted in 1968 and expanded by amendments in1974 and 1988, which provides the Secretary of HUD with investigation and enforcement responsibilities for fair housing practices.
The Fair Housing Act (FHA) is a national policy to protect against violations of housing rights. FHA prohibits discrimination in housing based on race, color, national orgin, religion, sex, disability, and familial status. Some states include three additional protected classes to the above: age, sexual orientation and marital status.
It is unlawful to discriminate in housing (treat people differently) based on the above factors. FHA covers most housing with very few exceptions. It prohibits discrimination in the sale and rental of housing and in mortgage lending. Fair Housing means equal opportunity to housing for all. It means equal access to rental housing and homeowner opportunities.
Farmer Home Administration (FmHA): The Farmers Home Administration was the part of the U.S. Department of Agriculture whose purpose was to administer loans, grants, and related assistance for housing and community facilities for low-income rural persons and their communities, AAHSA members with projects funded through FmHA are usually Section 515 projects.
Federal Housing Administration (FHA) The Federal Housing Administration is a division of the Department of Housing and Urban Development (HUD). FHA
Habitat for Humanity
Cincinnati 45237
Description:
Cincinnati Habitat for Humanity
Cincinnati Habitat for Humanity is a non-profit Christian housing ministry that seeks to eliminate substandard housing by building simple, decent, affordable homes to sell to low-income families in need.
Cincinnati Habitat works in equal partnership with families, volunteers and donors building a sense of community as well as affordable housing. Cincinnati Habitat for Humanity partners include corporations, churches, foundations, organizations and individual donors who donate money, labor and materials to fund and build our homes.
Cincinnati Habitat is about more than just building houses. The staff and board of directors of Cincinnati Habitat are dedicated individuals who are passionate about building homes, families, communities and hope!
Cincinnati Habitat for Humanity is privately funded and does not receive any support from United Way or Habitat for Humanity International. Funding of cash and in-kind contributions from Cincinnati businesses, churches, foundations, organizations and individuals provide money, labor and talent for each Cincinnati Habitat housing project.
Hamilton County Community Development
Cincinnati 45202
Description:
Homeless Prevention and Rapid Re- Housing Program (HPRP)
Is a formula grant from HUD made available to state and local governments participating in Emergency Shelter Grant (ESG) Program.
Program budget is $6735, 809 in HPRP funding allocated to the city of Cincinnati and to Hamilton County.
Program Services:
- 70% of funds used for homeless prevention program that is designed to provide short term (up to 3 months) of financial assistance to eligible households.
- Assistance provided through case management at one of 6 different agencies: The Free Store, the Salvation Army, Mercy Franciscan, St Vincent de Paul, the Cincinnati Hamilton County Community Action Agency and Santa Maria Community Services.
- All participants screened to assess:
- That homelessness is imminent without assistance
- To ensure that they are cases that with the limited direct assistance will prevent homeless; and
- That the households the 50% AMI criteria.
- The participating agency will be required to provide on going case management and support to the participating household for the 3 month period
- Assistance may be provided no more than twice during the three year grant period.
- The average level of assistance is estimated at $2,000.00 not to exceed $2,500 per case.
Rapid Re-Housing activities
- Are restricted to single person household
- This component of the program will provide medium-term rental assistance for no more than twelve months.
- Eligible participants are single individuals from emergency shelters.
- The free store will provide the coordination among the shelters involved.
- Participants will receive intensive case management to assist in stabilizing housing, maintaining housing, increasing skills and income as well as providing attention to any other special needs.
Financial assistance may be provided to cover:
- Security deposits
- Rent
- Utility Assistance
And as needed:
- Past due utility or rental payments to the extent that such prohibits a participant from being re-housed within 6 months of the current date.
- Rapid Re Housing program will also include employment of a Benefits Specialist to assist participants in accessing benefits from Social Security and Medicaid that facilitate movement from shelters to permanent housing more rapid.
- The Rapid Re-Housing program will also include a Housing Specialist to assist participants in accessing affordable housing and to arrange for inspections of such units to ensure habitability.
- A final part of the Rapid Re-Housing Program is funding for limited assistance for participants by Legal Aid as appropriate.
- Over the three year grant period of the Homeless Prevention and Rapid Re-Housing Program (HPRP) is anticipated that 2240 clients will receive homeless prevention services and that the Repaid Re-Housing Program will assist 522 individuals.
Click here for more information.
The Tenant Based Assistance Program:
The Tenant Based Assistance Program (TBA) is a rental assistance program funded through a grant from the Department of Housing and Urban Development to the Hamilton County Community Development Department.
- The TBA program is exclusively targeted to persons or families who have physical or mental disabilities.
- The TBA waiting list is established through referrals from agencies which assist persons/families with disabilities.
- Persons/Families are selected from the waiting list and offered Tenant Based Assistance Grants.
- Persons receiving Tenant Based Assistance Grants must follow procedures and regulations similar to the Housing Choice Voucher Program.
- The areas in which persons can look for units are limited to Hamilton County excluding the City of Cincinnati, Amberly Village, Evendale, Indian Hill, Maderia, Mariemont, Milford, Newtown, Symmes Township, and Terrace Park.
- Grant holders must select a unit that is the same number of bedrooms or 1 bedroom smaller than their grant size.
- Grant holders must pay 30% of the person/family’s monthly adjusted income. The grant holder pays the difference between the rental subsidy of the contract rent. The subsidy pays the remaining 70% of the contracted rent.
- Grant holders must pay a minimum of 10% of their monthly unadjusted income toward rent and utilities.
- Grant holders must pay 30% of their adjusted monthly income toward a security deposit with the balance of the security deposit (equal to 1 month’s contract rent ) to be paid by the Tenant Based Assistance Program.
- The Landlord and the grant holder will be required to sign a lease and contract for a minimum of 1 year. The lease and contract or very similar to those used for the Section 8 program.
- The obligations of the tenant, family and landlord are spelled out in the Tenant Based Assistance Grant and in the Lease and contract. The regulations of the program are much the same as the Section 8 Program.
For more information about the Hamilton County Tenant Based Assistance Program call (513) 946-8230 or click here.
HIP Property Improvement Program
HIP enables property owner in Hamilton County to obtain bank loans at an interest rate 3% below normal .Loans can be used for most types of upgrades including additions, siding, windows or room remodeling. Click here for more information.
Sewer and Water Grants
Grants of up to $6500 based on a sliding scale depending on family income, are available to low to moderate income homeowners. Grants are limited to on site disposal systems or sewer or water taps. Homeowners must be at or below 80% of median income.
For more information Phone: (513) 946-8232
People Working Cooperatively:
People Working Cooperatively (PWC) offers home repair and emergency repair services to low income homeowners, for more information contact PWC at 513 351-7921 or www.pwchomerepairs.org
Leading Age
Washington DC 20008
Description:
LeadingAge mission-driven, not-for-profit members serve millions of older adults every day. Unlike other providers, our members are accountable to community-based volunteers, not corporate investors. Their resources are not used to increase company value, but to improve staffing, renovate facilities, enhance services, and most important ensure consumer and staff satisfaction. And it makes a difference.
Liberty Center Apartments
Liberty Township Ohio 45069
Description:
1,2,3 Bedrooms. Accessibility Features, Independent Living, Locked unit, Pets, Social Activities
National Council on Aging
Arlington VA 22202
Description:
The National Council on Aging (NCOA) is a nonprofit service and advocacy organization headquartered in Washington, DC. NCOA is a national voice for older Americans and the community organizations that serve them. NCOA brings together nonprofit organizations, businesses, and government to develop creative solutions that improve the lives of all older adults.
NCOA works with thousands of organizations across the country to help seniors find jobs (employment) and benefits, improve their health, live independently, and remain active in their communities.
Reverse Mortgage Counseling
NCOA's Reverse Mortgage Counseling Services Network is one of seven national counseling groups approved by the U.S. Department of Housing & Urban Development.
A reverse mortgage allows homeowners aged 62+ to convert a portion of their home equity into cash while they continue to live at home for as long as they want.
NCOA counselors are exam-qualified aging services professionals who can help you:
- Evaluate the pros and cons of a reverse mortgage for your situation.
- Apply for public and private benefits that can help you pay for needs like home energy, meals, and medications.
- Find services in your community that can help you stay independent longer.
There is no fee unless you choose to apply for a reverse mortgage. NCOA also waives the $135 counseling fee for older adults who:
- Are facing financial challenges such as foreclosure.
- Have modest incomes under $20,000 for single homeowners and under $30,000 for couples.
To schedule a counseling session, call toll-free (800) 510-0301.
Northern Kentucky Area Agency on Aging and Independent Living
Florence 41042
Description:
In-home and community based services for older adult and caregivers in Northern Kentucky.
Services include:
Adult Daycare and Alzheimer's Respite Program
Advocacy
Aging Links
Council on Aging
Elder Abuse Programs
Elder Maltreatment Alliance
Events and Activities
Housing and Homelessness
Legal Services
Long Term Care Ombudsman Program
Mental Health and Aging
National Family Caregiver Support Program
Northern Kentucky Aging and Disabilities Resource Center
Nutrition Programs and Services
Personal Care Attendant Program (PCAP)
Senior Center Services
State Health Insurance Program (SHIP)
Ohio Housing Finance Agency
Columbus 43231
Description:
The Ohio Housing Finance Agency (OHFA) facilitates the development, rehabilitation and financing of low- to moderate-income housing. The Agency's programs serve first-time homebuyers, renters, senior citizens, and other populations with special needs.
Ohio Housing Locator
Description:
The site has information about all types of housing. A screening tool is available to help identify your needs. Open M-F (9am-8pm)
Ohio Long-Term Care Consumer Guide
Columbus Ohio 43215
Description:
Use the Consumer Guide to search for and compare nursing homes, residential care (assisted living) facilities, and supportive living facilities and to learn more about services in your home and community that may meet your needs.
PLACES, Inc.
Dayton Ohio 45402
Description:
With dignity, respect and compassion, PLACES cares for adults diagnosed with mental health disorders, including the homeless, by providing housing and the supportive services they need to live happier, healthier, more independent lives. Click here to learn more about their programs.
Red Cross Family Living Center
Dayton Ohio 45417
Description:
The Red Cross Family Living Center is currently located at 829 South Gettysburg Avenue in Dayton. There are 36 apartment units offered through the program. Typically, families reside in the units for 60-90 days. There is also 1 unit designated as a school unit that children can attend after school tutoring in during the regular school year.
Resident Home Corporation
Cincinnati 45211
Description:
RHC offers a wide variety of programs to give those with developmental disabilities the resources and skills to Live in the Community, as well as a wide variety of programs that Support Your Family. RHC has a long history of Advocating to advance the needs of individuals in order for them to pursue a life as active members of their community.
RHC challenges those communities to be more inclusive and to see the strength that individuals with disabilities have that add value and meaning to our society. We do this through our progressive programming that uses evidenced based practices; strength based planning, support of individual rights and freedoms, and a belief in the principles of self determination.
Save the Dream Ohio
Description:
Having difficulties paying your mortgage? Call the Save the Dream Ohio Hotline at 888-404-4674. Save the Dream Ohio will connect you with resources in your area who can offer you counseling assistance during this difficult time. Homeowners may check the status of a previously submitted application by visiting www.SavetheDream.ohio.gov or calling 888-404-4674.
Save the Dream Ohio began in 2008 as a multi-agency foreclosure prevention outreach initiative involving partners from state government, nonprofit housing counseling agencies, and legal aid organizations. The Save the Dream Ohio hotline, 888-404-4674, now administered by the Ohio Housing Finance Agency, connects financially distressed homeowners with HUD-approved housing counseling agencies that help families avoid foreclosure through programs such as the Hardest Hit Fund and Making Home Affordable.
The Ohio Housing Finance Agency provides funds from the U.S. Department of the Treasury and NeighborWorks America to local housing counseling agencies so they may assist homeowners in applying for assistance from Save the Dream Ohio (Hardest Hit Fund) or Making Home Affordable.
Senior Citizen Guide
Description:
The Senior Citizen's Guide to Southwest Ohio is designed to help older adults and those with aging parents or family members find housing, health, financial, travel, entertainment, consumer services, and other senior-related resources in Butler, Greene, Hamilton, Montgomery, & Warren Counties. Click here to visit their website.
Sherman Glen Apartments
Franklin OH 45005
Description:
Warren County Community Services provides congregate meals at this site.
St. Vincent de Paul, Dayton
Dayton Ohio 45417
Description:
St. Vincent de Paul, Dayton District Council is a 501(C)(3) organization that assists the homeless and impoverished by sharing God’s love by providing emergency shelter, transitional housing, food, clothing, household items, and guidance to leading a self-sufficient life. We provide aid to those on the brink of losing housing, those who are currently homeless, and to those working to secure permanent housing. To learn more about their programs visit their website here.
Station Hill Apartments
Lebanon 45036
Description:
Warren County Community Services provides congregate services at this location.
StorageUnits.com/ Senior-Storage
Bellevue Washington 98004
Description:
StorageUnits.com is an up-and-coming startup that aims to help people all over the United States find the best, most convenient storage options in their communities. Our website is designed to allow consumers to quickly find and compare storage unit companies that meet their needs, whether they are looking for traditional self-storage or a full-service storage and moving solution.
The Healing Center
Cincinnati Ohio 45246
Description:
The Healing Center is a resource for food , clothing, job coaching and connections, finanical programs , healthcare, spiritual care and misc classes. We have a data base of resources that we refer out guest to as needed.
U.S Department of Housing and Urban Development (HUD)
Washington 20410
Description:
HUDs mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business.
Union Village Apartments
South Lebanon OH 45065
Description:
Warren County Community Services provides congregate services at this location
United Way 211
Description:
**Temporary warming shelters available by contacting 2-1-1 for Butler, Clermont, Clinton, and Warren counties**
2-1-1 can be accessed by phone or computer. A toll-free call to 2-1-1 connects you to a community resource specialist in your area who can put you in touch with local organizations that provide critical services that can improve—and save—lives. You’ll find information about:
- supplemental food and nutrition programs
- shelter and housing options and utilities assistance
- emergency information and disaster relief
- employment and education opportunities
- services for veterans
- health care, vaccination and health epidemic information
- addiction prevention and rehabilitation programs
- reentry help for ex-offenders
- support groups for individuals with mental illnesses or special needs
- a safe, confidential path out of physical and/or emotional domestic abuse
Whether in times of natural disaster or personal crisis, 2-1-1 is committed to being the first, most essential resource to anyone who needs help.
United Way of Clinton County
Wilmington OH 45177
Description:
United Way of Clinton County strives to improve lives and advance the common good of our community. This is
accomplished through participation in collaborative groups, partnering with social service agencies, assessment of the
needs of our citizens and cooperation with other community focused agencies, organizations and companies.
Connects callers to health and human services, community resources and government assistance they need. Available 24/7. Calls are free and confidential. Multi-lingual/TTY/TTD. Certified Call Specialists make appropriate referrals and monitor outcomes to ensure services are provided.
United Way of Greater Cincinnati
Cincinnati 45202
Description:
Our services and solutions focus on quality education, health and basic needs, which are the building blocks to financial sustainability and economic mobility. Like the challenges people face, we view these areas as unique and interconnected, with no one single solution. Dial 211 or 513-721-7900 to speak to a trained professional who can connect you to essential community services from 8 am to 5 pm.
Find help online: View United Way's database of service providers in the United Way of Greater Cincinnati service area at www.referweb.net/uwgc.
Volunteers of America of Greater Ohio
Columbus Ohio 43203
Description:
Volunteers of America is a national, non-profit, faith-based organization dedicated to helping those in need rebuild their lives and reach their full potential. Through thousands of human services programs, including housing and healthcare, Volunteers of America helps nearly 2 million people across the country – more than 34,000 in Greater Ohio alone.
Established locally in 1896, their ministry of service has supported and empowered America’s most vulnerable groups including at-risk youth, the frail elderly, men and women returning from prison, homeless individuals and families, people with disabilities, and those recovering from addictions.
Their work touches the mind, body, heart – and ultimately the spirit – of those they serve, integrating their deep compassion with highly effective programs and services.
Warren County Community Services, Inc.
Lebanon 45036
Description:
Warren County Community Services, Inc. is a contracted provider of Council on Aging offering the following services:
- home-delivered meals (including therapeutic meals)
- medical transportation
- non-medical transportation
- congregate meals
- recreation
- supportive services
Other services:
WCCS Aging Services are dedicated to assisting older adults and their family members. WCCS provides social services, health monitoring, medication assistance, and supportive services that help Warren County older adults remain at home and as independent as possible. Services include care management, meals on wheels, transportation, housing, nutrition and utility bill assistance.
Call Aging Services for more information:
Lebanon & Surrounding Areas: 513-695-2239
Cincinnati/Butlerville/Maineville: 513-925-2239
Dayton/Franklin/Springboro: 937-425-2239
Middletown: 513-261-2239
Blanchester: 937-783-4993, ext. 2239
Transportation
WCCS provides transportation to Warren County residents age 60 or older. Transportation is within Warren County and into all bordering counties. Operates from 8:00 a.m. to 4:30 p.m., Monday - Friday. Reservations required. Medical and non-medical transportation available.
More information By Phone:
Lebanon & Surrounding Areas 513-695-2222
Cincinnati/Butlerville/Maineville 513-925-2222
Dayton/Franklin/Springboro 937-425-2222
Middletown 513-261-2222
Blanchester 937-783-4993 ex. 2222
HEAP
Winter Crisis Program
The Winter Crisis Program provides assistance to eligible households that are disconnected, threatened with disconnection of their primary or secondary heating source, or have less than a ten day supply of bulk fuel. Eligible clients may receive assistance once per heating season.
Summer Crisis Program
The Summer Crisis Program provides financial assistance to eligible seniors, age 60 or older, on their electric bill. Call in June to see when the Summer Crisis Program begins.
Call the Home Energy Assistance Program (HEAP) for more information and appointments:
Call: 513-970-6737
Available 24 hours/7 days a week in all areas.
Congregate Meal are offered Monday thru Friday at the following locations.
- Station Hill Apartments- Lebanon
- Sherman Glen Apartments-Franklin
- Earl J Maag Apartments- Morrow
- Union Village Apartments- South Lebanon
- The 741 Center-Lebanon
Warren County United Way
Lebanon 45036
Description:
We are your friends, your neighbors, your co-workers. We are a collaboration of volunteers, donors and organizations UNITED around a shared purpose – to fight for the health, education, financial and workplace stability of every person in our community. The work we do goes far beyond temporary fixes to the issues we face. By bringing together people and organizations toward common goals and innovative solutions, we can have a lasting, positive impact on the community we serve.
For information and referral, call 1-888-775-1260.
Warren Metropolitan Housing Authority
Lebanon OH 45036
Description:
The Warren Metropolitan Housing Authority (WMHA) is a non profit (pseudo-governmental) entity established primarily for the purpose of developing and / or operating affordable housing according to rules established by the state and HUD. WMHA as a public housing authority is established under state law and is eligible to develop and operate public housing.
WMHA public housing provides affordable shelter for low income families either citizens or eligible immigrants. WMHA public housing serves mostly very low-income tenants who pay no more than 30 percent of their adjusted income for rent.
WMHA also administers the tenant-based Section 8 program also known as the Housing Choice Voucher Program. This section 8 voucher program helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit. In this program payment is made to the landlord on behalf of the qualified person and is not tied to a specific subsidized housing project. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher.
The Public Housing Program
A waiting list is often in place at WMHA for public housing therefore applicants are encouraged to check the waiting list status on a regular basis.
There are a reported 207 units owned and operated by Warren Metropolitan Housing Authority. Sites for such public housing include locations in Middletown, Franklin, Lebanon, and South Lebanon Ohio.
The Housing Choice Voucher Program
This is a tenant-based Section 8 program. The section 8 rental voucher helps individuals and families by paying the landlord the difference between what the individual/family can afford and the actual rent for the unit.
In this program the qualified household has the responsibility of finding their own housing to rent .Which may include single family homes, townhouses, apartments, duplexes and mobile homes. The program participant can choose any housing that meets the requirements of the program. Such housing is not limited to units located in subsidized housing projects.
A housing subsidy is paid to the landlord directly by the public housing authority on behalf of the participating individual or family. The individual or family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. This form of assistance is portable and stays with the qualified person in the form of a Section 8 certificate or voucher allowing the qualified person to move without loss of housing assistance.
Where to Apply:
990 E Ridge Lebanon Ohio 45036
Telephone Number: (513) 695-3380
Waiting List:
Call or go to website to check current status of waiting list.
Voucher Allocation:
Warren Metro Housing Authority is reportedly allotted 448 vouchers
Local Preferences:
Warren Metro Housing Authority does not maintain local preferences to move special populations to the top of the waiting list.
WMHA Transitions Program
The WMHA Transition Program assists homeless families. The goal is for Transition families to successfully obtain and maintain decent, safe, sanitary and affordable housing while coordinating the provision of supportive and social services to encourage self-growth.
It is a two year program with the goal for each family that participates to become self-sufficient and a valuable asset to the community.
The program works closely with local shelters to provide housing, rent assistance and supportive services.
Services Include:
- Subsidized Housing
- Case Management
- Life Skills Classes (Advocacy)
- Educational Training
- Money Management
- Employment Skills (Referrals)
- Campfire and 4-H